Event Liability Insurance

Category: legal

An insurance policy protecting the couple against financial liability for property damage or personal injury during a wedding.

Most premium venues require a minimum $1 million event liability certificate naming them as an "additional insured" before a planner can begin load-in. It protects against high-cost accidents, like a guest slipping on the dance floor or a vendor damaging venue walls.

Common Examples

• The historic mansion venue requires proof of a separate event liability insurance policy before any equipment can clear the loading dock.
• Securing host liquor liability inside your event liability insurance shields the couple if a guest causes a car accident after leaving the bar.