Tokenization
Category: infrastructure
The security process of replacing sensitive payment data (like credit card numbers) with unique non-sensitive identifiers called tokens.
Tokenization is the standard for secure processing. When a customer inputs their card data, the gateway immediately generates a "token." The sensitive card data is sent to a secure, PCI-compliant vault, while your platform only ever handles and stores the meaningless token, drastically reducing your legal and security liability.
Common Examples
- By using tokenization, we ensure our primary database never stores actual credit card numbers, which simplifies our annual security audit requirements.
- The gateway’s tokenization API returns a safe, reusable token that we link to the client’s profile for all future recurring billing cycles.