High-Deductible Wrap-Around

Category: insurance

An insurance policy designed to cover only major, high-cost medical events.

Because DPC covers all routine needs, patients don't need "comprehensive" (and expensive) insurance. They often pair DPC with a high-deductible wrap-around policy that triggers only for things like surgeries, cancer treatment, or major traumas.

Common Examples

• We recommend that DPC members keep a high-deductible wrap-around policy to protect their assets from unpredictable major medical events.
• The DPC model functions optimally when supported by a catastrophic coverage plan that handles the unpredictable, expensive hospitalizations.